Plaid, one of our third party connectors, can help you get your expenses automatically imported from your bank accounts, credit cards, and PayPal accounts. Crypto, investment, loan, and line of credit accounts will not be imported. These transactions are imported into your account through a mix of data sharing methods like Open Banking and data extraction depending on the financial institution.
All accounts you set up will appear in the Bank Connections section, and any newly imported expenses up to 90 days - 2 years of activity will appear in the Expenses section for you.
Bank Connections powered by Plaid can pull up to a maximum of 2 years of activity. If you're looking to import older transactions, review How do I import expenses from a file? instead.
Add a Bank
- Before beginning, ensure you’re using the correct steps by confirming which partner supports connections for your country
- Using a web browser, select the Bank Connections section
- Then select the Connect a Bank button
- A pop-up will appear letting you know about Plaid linking to your bank, select Continue to confirm
- Select your bank or enter in your bank’s name in the search bar
- Make sure the result matches the URL you normally log into your bank with online, and select the result
- Enter your bank’s login credentials and select Submit
- Plaid will send your credentials to the bank and authorize with their servers, this can take a few minutes
- Verify your identity if prompted to by answering any security questions - select the Next or the Answer button as needed
- Once all verification is complete, Plaid will send this over to your bank, this can take a few minutes
- Next, scroll and select the account(s) you want to import transactions from
- Select Continue
- A pop-up will ask you to how far back to import expenses from - choose between Today, 7 Days ago, 30 Days ago, 90 Days ago, 2 Years Ago, or Custom
- Then select Done.
Your account(s) will now be connected, and take up to 30 minutes to initially import new transactions up to 90 days - 2 years of activity into your Expenses section. The connection(s) will refresh every 4-12 hours for new expenses, depending on the bank.
To look for expenses that have not been assigned a category, select the Advanced Search button, choose Uncategorized Expenses in the Category field, and select Apply.
Add A Bank Notes:
- Check your bank connections on a regular basis to ensure your expenses are consistently importing with no errors or actions required by you
- Credit card payments imported in as expenses can be deleted, or marked as transfer if using bank reconciliation
- For issues connecting your bank account, review How do I troubleshoot my bank connections?
Automatically Categorize Imported Expenses
If you have expenses imported that belong to the same category each time it's imported, you can mark them to automatically apply the category for future imported expenses. This requires future imported expenses to have the exact same merchant name every time for it to be automatically categorized for you.
Use the below steps:
- Select the Expenses section
- Select the expense you want to edit
- If the expense does not have a category yet, select Add a category and pick one
- If no merchant is listed, select Add Merchant and enter in a new merchant or choose from an existing list
- Check the box off next to Apply to future expenses
- Select the checkmark button to save.
