Barclaycard is one of our many online payment processors, also known as payment gateways, to allow you to receive online payments in GBP with credit and debit cards by Barclays via SmartPay Fuse.
Details
- Availability - For businesses in the UK only with Visa and Mastercard
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Transaction Fees - deducted from your Barclaycard account on a monthly basis
- Consumer Cards - 1% + 15p for per transaction
- Commercial Cards - 1.9% + 15p per transaction
- International Cards - 2.9% + 10p per transaction
- Setup - Anywhere from 2-5 business days to confirm completed account; no setup, monthly or cancellation fees
- Processing / Payout Schedule - Payments processed before 6pm GMT will be settled the next business day for most transactions
- Chargebacks - Review Barclaycard’s chargeback details here
Set Up
Set up your new or existing Barclaycard account in your Online Payments Settings with the video, or use the below steps:
- Ensure you have a country selected in your Basic Information settings first
- Go directly to Online Payments here, or select the Settings section
- Under Connections and Integrations, select Online Payments
- Then under Barclaycard, select Connect with Barclaycard
![Barclaycard information with Connect to Barclaycard button.]()
- In the new window, choose your Business Type by selecting either Sole Trader, Partnership, Ltd Company or Other, and answer questions about your business
- If you already have an existing merchant account with Barclaycard, select Yes under Do you already use our eCommerce solution or any of our card readers?
- In the Existing Merchant ID field, enter your Barclays Merchant ID and select Continue
![Field under question with space to fill out merchant ID.]()
- In the Existing Merchant ID field, enter your Barclays Merchant ID and select Continue
- Otherwise, if you don’t have a merchant account yet, select No and then select Continue
- Then fill out your personal information, business and bank details if prompted
- Review the application details, if everything is correct, select Continue
- Then review your agreement details, and check the box off next to I confirm I have read and agree to the documents above
- Select Finish to submit your application to Barclays for review. Once your account is set up, you’ll receive an email in 2-5 business days confirming completion of your Barclaycard account.
Notes:
- You can also set up your Barclaycard account while making a new invoice by selecting Connect under Accept Online Payments
- It can take anywhere from 2-5 business days for your Barclaycard account to be approved and ready to use, in some cases it can take longer due to credit and identity checks (if needed, review terms and conditions from application)
- Barclays may request additional information after receiving your application through the email or phone number you provide
- Each business requires an unique Barclaycard account (businesses operating under the same legal entity with different trading locations or trading names are ineligible for Barclaycard)
Activate Barclaycard on Invoices
Once your Barclaycard account setup is complete and you have received a confirmation email, you can begin accepting payments with Barclaycard using the below steps:
- When creating or editing an invoice, select the Accept Online Payments option in the Settings panel to the right of the invoice
- Select Barclaycard
![Barclaycard selected as payment method on Invoice.]()
- If you want your clients to be able to pay the invoice partially (even with payment schedules activated as well), check off Allow Clients to make partial online payments for this Invoice
- Select Done to finish applying the payment settings and continue editing the rest of your invoice.
To review what the experience looks like for your clients when paying by Barclaycard, review As a client, how do I pay an invoice with online payments? here. Additional authentication may be required on the client’s end when paying to ensure the payment is secure.
FAQs
When are transaction fees deducted for using Barclaycard?
Barclaycard collects transaction fees for all transactions processed from your Barclaycard account on a monthly basis rather than on a per transaction basis. You can view your online statements with the steps here.
How do I close my account with Barclaycard?
Reach out to Barclaycard directly here.