What Are the Transaction Fees for Stripe?

 
When processing online payments through Stripe and FreshBooks Payments Powered by Stripe (including BACS Direct Debit, PAD and SEPA Direct Debit), there is a transaction fee included. Depending on where you're located and whether the transaction is domestic (same country) or international (different country), different rates apply. The transaction fee is taken out of each payment that is processed before being deposited into your account.
 
Charging the credit card fee / transaction fee back to your Clients is against some countries' and state laws (also known as a convenience fee, service fee or surcharge).
 
The below transaction fees are for specific businesses in specific countries:
Country/RegionPayment TypeTransaction Fee
CanadaPre-Authorized Debit (PAD)1% + $0.40 per transaction (caps available for Select)
EuropeSingle Euro Payments Area (SEPA)1% + €0.25 per transaction, (caps of €10 for Lite and Plus, €5 for Premium and Select)
United States (US)Bank Transfer (ACH)1% (caps available for Select)
United Kingdom (UK)Bankers' Automated Clearing System (BACS)1% + 20p per transaction (caps of £4 for Lite and Plus, £2 for Premium and Select)
 
The below Credit Card transaction fees are for all businesses:
CountryDomestic FeeInternational Fee
United States (US)2.9% + $0.30+1% for international cards
UK1.4% + 20p2.9% + 20p
Australia1.75% + $0.302.9% + $0.30
Austria1.4% + €0.252.9% + €0.25
Belgium1.4% + €0.252.9% + €0.25
Brazil3.99% + R$0.50-
Canada2.9% + $0.30+0.6% for international cards
Denmark1.4% + 1.80kr2.9% + 1.80kr
Estonia1.4% + €0.252.9% + €0.25
Finland1.4% + €0.252.9% + €0.25
France1.4% + €0.252.9% + €0.25
Germany1.4% + €0.252.9% + €0.25
Greece1.4% + €0.252.9% + €0.25
India2% for MasterCard/Visa
3.5% for Amex
3% for MasterCard/Visa
3.5% for Amex
4.3% + 2% for international cards (USD or other currency only)
Hong Kong3.4% + HK$2.35+1% for international cards
(USD settlement only) 
 Ireland1.4% + €0.25
exl. VAT
2.9% + €0.25
exl. VAT
Italy1.4% + €0.252.9% + €0.25
Japan3.60%-
Latvia1.4% + €0.252.9% + €0.25
Lithuania1.4% + €0.252.9% + €0.25
Luxembourg1.4% + €0.252.9% + €0.25
Malaysia3.4% + RM2.00-
Mexico3.6% + $3.00-
Netherlands1.4% + €0.252.9% + €0.25
New Zealand2.9% + NZ$0.30Same as domestic
Norway2.4% + 2kr2.9% + 2kr
Poland1.4% + 1PLN2.9% + 1PLN
Portugal1.4% + €0.252.9% + €0.25
Singapore3.4% + $0.50+1% for international cards
(USD settlement only)
Slovakia1.4% + €0.252.9% + €0.25
Slovenia1.4% + €0.252.9% + €0.25
Spain1.4% + €0.252.9% + €0.25
Sweden1.4% + 1.80kr2.9% + 1.80kr
Switzerland2.9% + 0.30fr
United Arab Emirates (UAE)1.9% + AED1+1% for international cards
* An additional 0.60% is added on top of your transaction when using the Advanced Payments add-on with card not present transactions.

All transaction fees are automatically logged as Expenses in your FreshBooks account. You can also log into your Stripe dashboard to see your account-specific pricing and fees deducted from your transactions. For more information on processing fees, visit Stripe. Note that transaction fees are not refunded if a refund is processed.