BACS Direct Debit, also known as Bankers’ Automated Clearing System (BACS), is available through Stripe Standard and allows businesses to receive online payments from clients through bank-to-bank transfers in GBP currency.
Note: BACS Direct Debit is available to businesses that have selected United Kingdom in Basic Information settings or existing Stripe Standard users that invoice in GBP currency.
Important: As of Sept 8, 2026, requesting new BACS direct debit mandates and using existing saved BACS accounts to pay invoices with Stripe Standard will no longer be available. Your clients can still pay invoices with BACS Direct Debit anytime.
Details
- Availability - For businesses based in the United Kingdom that already have Stripe Standard set up
- Transaction Fee - 1% + 20p per transaction with caps of £4 for Lite and Plus, £2 for Premium and Select
- Processing / Payout Schedule - Direct Debit payments take up to 6 business days to process
- Chargebacks - Review Stripe Standard’s disputes and fraud process
Activate BACS Direct Debit on Invoices
Direct Debit can be activated on any Invoice where the currency is in GBP (£) with the below steps:
- If you have not yet set up Stripe Standard, complete the steps to accept online payments with Stripe Standard first
- When creating an invoice, under Settings, select Accept Online Payments
- Under Stripe, check off any box(es) to allow your clients to pay by any of the below methods:
- Credit and Debit Cards
- BACS Direct Debit (GBP) - Available on GBP invoices only
- If you want your clients to be able to pay the invoice partially with credit cards, bank transfers, and/or payment schedules activated, check off Allow Clients to make partial online payments for this invoice
- Select Done to finish applying the payment settings and continue editing the rest of your invoice.
To review what the experience looks like for your Clients when paying by Direct Debit, review As a client, how do I pay with Direct Debit?.
